WDG Inc’s Private Health Services Plan (PHSP) is like a helath and dental care bank account. Plan members start each year with a certain number of credits in their accounts. Then throughout the year, these credits may be used to pay for certain medical, vision and dental expenses that aren't covered elsewhere.

They can be used to purchase hearing aids or eyeglasses, rent crutches or top up existing group coverage to cover the cost of a child's braces.

The PHSP is a simple and effective way to get the most out of your group benefit coverage. The credits in a PHSP represent dollars on which no federal income tax is paid - $100 from a PHSP buys $100 worth of medical services.

NOTE: Before establishing an PHSP, you should consult with your independent tax advisor to review your needs and to determine whether an PHSP is appropriate for your particular circumstances.