What Kinds Of Term Insurance Are Available?
We offer several types of term life insurance coverage to meet your needs.
Term is the ideal choice for both temporary and life-time needs of families. It gives you assurance that your entire family will be taken care of when you die. It can provide an ongoing income to maintain your family's current lifestyle, pay off your mortgage or debts and provide money for your children's education.
Business Term is the ideal term choice for business owners. It offers low-cost life insurance protection that can be customized for your company's specific needs and fit within your business's cash flow. If you or a key person were to die unexpectedly, insurance can ensure that your business continues to provide enough funds for your beneficiaries to cover potential capital gains taxes and the collateral needed for debt financing.
T-100 is a great estate planning product. It is available for individuals between the ages of 60 and 85 and offers protection to ensure that when you die your estate remains financially secure and that your capital gains are protected.
Whole Life
Whole life insurance is permanent insurance that provides lifetime protection for a level premium. Depending on the plan you buy, whole life insurance spreads the cost of insurance either over the lifetime of the policy or over a limited period of time.
Whole Life is a powerful tool that can help you reach your long-term financial goals.
It has guaranteed cash values, the potential for annual dividends and the potential to increase plan values by making additional deposits on a tax-deferred basis.
The Universal Life Insurance Solution
Universal life insurance is the most flexible life insurance available today. You can customize your plan when you buy it, or easily make changes later on. And universal life offers you the opportunity for tax-advantaged investing. This gives you the chance to increase your wealth by investing money within your policy.
LivingCare… Living for today. Caring for tomorrow.
We all plan on being healthy throughout our lifetime, but sometimes getting older can prevent us from doing things that we now take for granted. Part of planning for your golden years means considering the possibility that you'll need long-term care.
LivingCare is long-term care insurance. It provides you with the service and support you need to maintain your day-to-day activities should a chronic illness or cognitive impairment keep you from being able to take care of yourself.
